Opinion

CBDC

In the CBDC Race, It’s Better to Be Last

As countries like China and Sweden rush to develop digital currencies, the U.S. can afford to take its time.

Policy & regulation  ·  2 November 2020
Opinion

Crypto Is Less Scary Than Halloween

The great Twitter hack of 2020 highlighted the scariest thing about crypto: being tricked by scams. Here is how to avoid being a victim.

Business  ·  31 October 2020
Newsletters

Money Reimagined: Who Are the Real Monsters?

Next to the frightening creatures of the legacy financial system, bitcoin is the normal, wholesome outlier, like the niece from TV’s “The Munsters.”

Policy & regulation  ·  30 October 2020
Opinion

Crypto and Fintech Share Goals: They Should Talk

The missions of programmable money and autonomous finance overlap, so it's surprising people from crypto and fintech don't collaborate more.

Business  ·  29 October 2020
DeFi

All-In on DeFi: Why the Days of Centralized Exchanges Are Numbered

The CEO of Binance on why DeFi will come to dominate CeFi.

Business  ·  29 October 2020
DeFi

Ethereum, Dark Forests and the Limits of Transparency

The crypto world eschewed trust in favor of transparency. But transparency doesn’t solve the problem of untrustworthiness in financial markets.

Markets  ·  28 October 2020
Opinion

An Internet for Humans: Proof-of-Personhood Explained

Identity is one of our most fundamental human rights. In the age of surveillance, commodification and centralization, it is under threat.

Tech  ·  27 October 2020
Latin America

How a Decentralized Internet Can Power Latin America’s Economy

Bitcoin, fintech and DeFi can help Latin America become an interconnected and inclusive regional economy.

Policy & regulation  ·  27 October 2020
Supply Chain

From DeFi to DeOps: How Public Blockchains Could Supplement ERP Systems

As DeFi does away with middlemen in finance, "DeOps" could reduce the need for intermediaries in large-scale supply systems.

Business  ·  26 October 2020
CBDCs

The Big Choices When Designing Central Bank Digital Currencies

A retail CBDC or an indirect one? Synthetic? An API approach? How central banks implement digital currencies will have seismic implications.

Policy & regulation  ·  26 October 2020
Opinion

DeFi Still Needs a Silk Road Moment

Adoption by criminal enterprises is evidence of the product/market fit for censorship-resistant tech and an indicator of whether innovation will see usage in the non-criminal world.

Policy & regulation  ·  25 October 2020
NYDFS

What It Means if Companies Like Twitter Are ‘Systemically Important’ to Financial Regulators

NYDFS proposals following the Twitter hack are a warning to everyone using centrally controlled "designated" platforms.

Policy & regulation  ·  23 October 2020
Opinion

Money Reimagined: ‘They Starve’: The Ugly Side of the US’ KYC-AML Obsession

Laws like the Bank Secrecy Act, which turns 50 this week, have helped stop money laundering and terrorism. But KYC and AML requirements have served to harm the world's neediest through higher costs and reduced services.

Policy & regulation  ·  23 October 2020
Privacy

Three Trends Killing Web Privacy and Decentralization

The decentralized design of the web gives it the potential to be more privacy-preserving than any other system. Yet, there are long-range threats at play.

Tech  ·  22 October 2020
Opinion

We Still Lack a Rational Way to Value Tokens

Tokens continue to show little correlation between usage and value, confounding efforts to build better valuation methods.

Markets  ·  22 October 2020