FinCEN

Newsletters

State of Crypto: What the Crypto World Should Watch for in the Biden Era

The incoming president has already announced he would tap pro-crypto, pro-regulation Gary Gensler to lead the SEC, but a number of other names and issues remain outstanding.

Policy & regulation  ·  19 January 2021
Wallets

DC Magistrate Judge Calls Unhosted Wallet ‘Horror Story’ a ‘Fiction’

“Indeed, cash poses a greater challenge to law enforcement than cryptocurrency in unhosted wallets," wrote Judge Zia Faruqui in an opinion on a forfeiture case.

News  ·  14 January 2021
FinCEN

FinCEN Extends Comment Period for Controversial Crypto Wallet Rule

Critics of the rule said it would be technically impossible for some projects to comply because smart contracts and author-decentralized tools do not have name or address information to provide.

Policy & regulation  ·  14 January 2021
Opinion

FinCEN’s Crypto Surveillance Rule Violates the US Constitution

Proposals requiring crypto companies to report transactions amount to "mass surveillance" and flout the Fourth Amendment.

Policy & regulation  ·  13 January 2021
Opinion

FinCEN’s Crypto Rules Aren’t as Unfair as Jack Dorsey Says

Crypto companies complain about FinCEN's new "unhosted wallets" proposal. But the rules aren't unreasonable, says our columnist.

Policy & regulation  ·  12 January 2021
Regulation

Square’s Jack Dorsey Hits Out at FinCEN’s ‘Burdensome’ Proposed Crypto Wallet Rules

"The burdensome information collection and reporting requirements deprive U.S. companies like Square of the chance to compete on a level playing field," Dorsey said.

Policy & regulation  ·  5 January 2021
FinCEN

FinCEN Wants US Citizens to Disclose Offshore Crypto Holdings of $10K+

The Financial Crimes Enforcement Network wants U.S. persons who hold crypto in offshore accounts to report holdings over $10,000.

News  ·  31 December 2020
Elliptic

Proposed FinCen Rule on Crypto Wallets Would Likely Be Ineffective, Elliptic Says

In its response to the Treasury Department’s proposed rules, the blockchain analytics firm said they are likely to be ineffective and counterproductive.

News  ·  31 December 2020
FinCEN

Presidential Advisory Group Weighs In on Regulatory Approach to Stablecoins

Stablecoins should meet the same regulatory standards as other financial instruments, Trump’s Working Group on Financial Markets said.

Policy & regulation  ·  23 December 2020
Wallets

FinCEN’s Proposed Crypto Wallet Rule Might Hit DeFi

FinCEN’s proposed rule regulating “unhosted” wallet transfers has a number of potential issues, including unintended consequences for decentralized finance.

Policy & regulation  ·  23 December 2020
Coinbase

‘There Is No Emergency Here’: Coinbase Asks FinCEN to Extend Comment Period on Wallet Regs

Two weeks during the holiday season and a pandemic is not enough time, the exchange said, asking for the customary 60 days.

Markets  ·  22 December 2020
FinCEN

US Floats Long-Dreaded Plan to Make Crypto Exchanges Identify Personal Wallets

FinCEN has proposed requiring exchanges to collect and report KYC information on unhosted wallets for transactions up to $10,000.

Policy & regulation  ·  18 December 2020
FinCEN

US Treasury Bulking Up Crypto Policy Advisers as Wallet Reg Rumors Swirl

FinCEN has posted a pair of job listings for crypto policy advisers amid rumors that new regulations around wallets will arrive soon.

Policy & regulation  ·  18 December 2020
Newsletters

Blockchain Bites: Google Goes Down, Nexus CEO and US Treasury Get Hacked

Yearn continues to rapidly expand through acquisitions, leading some to call it the Amazon of DeFi. A U.S. Treasury hack serves as a reminder of the amount of financial data in circulation.

News  ·  14 December 2020
Regulation

FinCEN Encourages Banks to Share Customer Information With Each Other

The guidance is apt to chafe privacy advocates, inside and outside the crypto space, who are already uneasy about the honeypot that FinCEN’s suspicious activity report database has become.

Policy & regulation  ·  11 December 2020