FDIC

OCC, Fed, FDIC Mulling Forming an Interagency Policy Team on Crypto

"Prior to this meeting, Vice Chair Quarles, Chair McWilliams and I had talked about potentially putting together an interagency policy sprint team just on crypto because of exactly the concerns you've described," Hsu said.

News  ·  19 May 2021

State of Crypto: Meet Lael Brainard, the Fed’s CBDC Champion

Last year, Federal Reserve Governor Lael Brainard announced the Boston branch of the U.S. central bank was exploring a digital dollar. She’ll be speaking next week at Consensus.

Policy & regulation  ·  18 May 2021
Banking

FDIC Chief Says Agency Wants to Know More About Digital Assets

"At the FDIC we have been watching [digital asset] developments closely, and plan to issue a request for information to learn more," Jelena McWilliams said.

Policy & regulation  ·  11 May 2021
Stablecoins

The Stablecoin Surge Is Built on Smoke and Mirrors

Are stablecoins fully backed by reserves? Are they FDIC-insured? Stablecoins may be too good to be true, says our columnist.

Markets  ·  4 May 2020
Banking

Payments Unicorn Square Gets Limited Bank Charter for Merchant Lending

Square Financial Services was given conditional approval by the FDIC Board for an Industrial Loan Company bank charter on Wednesday.

News  ·  18 March 2020
Europe

US Financial Regulators Join UK FCA’s ‘Global Sandbox’

Four U.S. regulators joined an international alliance of government regulators seeking to bolster the future of fintech.

Policy & regulation  ·  24 October 2019
CBDC

The Fed Should ‘Get Serious’ About Crypto, Says Former FDIC Chair

Former chair of the FDIC, Sheila Bair, writes on the viability of CBDCs and their need for further investigation.

Markets  ·  11 June 2018
Regulation

Former FDIC Chair: Bitcoin Policies Shouldn’t ‘Feed the Frenzy’

Sheila Bair, ex-chair of FDIC, argued that bitcoin shouldn't be banned. Instead, policies should be in place to protect investors.

Policy & regulation  ·  27 December 2017
Coinbase

Coinbase Targets Institutional Traders With Margin Feature Launch

Coinbase's GDAX digital asset exchange has added a new margin trading feature.

Markets  ·  20 March 2017
Regulation

Regulators: Federal Preemption of State Blockchain Laws Unlikely

The FDIC and three state-level regulators discussed blockchain technology at a panel today centered on the future of US regulation.

Business  ·  13 April 2016