S&P: Too Early for Blockchain to Impact Credit Ratings

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27 October 2016

One of the top corporate credit ratings providers believes it’s too early for the use of blockchain tech to be a factor in its analysis.

In a report published this week, Standard & Poor’s (S&P) reportedly weighed in on the emerging technology, asserting that while it believes the “market-wide adoption” of blockchain technology remains far off, it continues to monitor its evolution due to its anticipated impact.

Notably, S&P said it does not see the use of blockchain technology to be a ratings driver “in the near term or even perhaps in the long term”.

S&P continued:

“But we consider that, depending on the technology’s eventual application and whether it takes hold in the financial industry, it could have a substantial impact on institutions’ business models.”

S&P further stated that it would consider changing this view should adoption occur faster than it “currently expects” or if the technology substantially impacts industry business models.

Ratings image via Shutterstock

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